Hammond Iles Wealth Advisors (“Hammond Iles”) is a Registered Investment Adviser with the U.S. Securities and Exchange Commission (“SEC”). Registration as an investment adviser does not imply a certain level of skill or training, nor does it constitute an endorsement by the SEC or any other regulatory authority.

This disclosure applies to all information disseminated by Hammond Iles, including but not limited to content on our website (hiwealth.com), the “Your Money, Your Purpose” podcast, newsletters, webinars, and social media. The information provided through these channels is intended solely for general informational and educational purposes and should not be construed as personalized investment advice tailored to your specific financial circumstances.

Advisory Services and Limitations
Hammond Iles provides investment advisory services to clients in jurisdictions where it is properly registered or qualifies for an exemption from registration. The firm operates under the regulatory oversight of the SEC and relevant state securities authorities. For details about our registration status, please visit the SEC’s Investment Adviser Public Disclosure website at www.advisorinfo.sec.gov

Copies of Hammond Iles’ Form ADV Part 2A Disclosure Brochure, Form CRS (ADV Part 3), and Privacy Policy - which outline our services, fees, potential conflicts of interest, disciplinary history (if any), and other important information - are available upon request by calling (800) 416-1655 or via email at hello@hiwealth.com. We encourage all current and prospective clients to review these documents carefully before engaging our services.

Investment Risks and Performance
Investing in securities involves inherent risks, including the potential loss of principal. Past performance is not indicative of future results. There is no guarantee that any investment strategy will achieve its intended objectives or that clients will experience positive returns. Market conditions can vary significantly over time, and all investments are subject to market volatility.

Market indexes, such as the S&P 500, are unmanaged benchmarks used for illustrative purposes only. Indexes do not account for fees, expenses, or taxes associated with investing. You cannot invest directly in an index. Any comparisons to such indexes should consider their composition, methodology, and limitations.

Third-Party Content and Endorsements
Content provided by Hammond Iles may include links to third-party resources or references to external information. These are offered solely for convenience and should not be construed as endorsements or guarantees of accuracy, timeliness, or completeness by Hammond Iles. Users should exercise caution when relying on third-party content.

Podcast Disclaimer
The views expressed on the “Your Money, Your Purpose” podcast are those of the hosts, authors, or guests and do not necessarily reflect the opinions of Hammond Iles. These views are subject to change without notice and should not be considered investment recommendations or advice. The podcast may discuss general concepts that may not apply to all individuals; listeners are encouraged to consult with a qualified financial advisor regarding their unique circumstances.

Tax and Legal Advice Disclaimer
Hammond Iles does not provide tax or legal advice. Clients should seek guidance from their respective tax professionals or legal counsel regarding their specific situations.

Fiduciary Duty and Conflicts of Interest
As a Registered Investment Adviser, Hammond Iles has a fiduciary duty to act in the best interests of its clients. However, potential conflicts of interest may arise in certain circumstances. These are disclosed in our Form ADV Part 2A Brochure. Clients are encouraged to review this document thoroughly to understand how conflicts may impact recommendations.

Educational Content Disclaimer
The information provided by Hammond Iles is for educational purposes only and should not be relied upon as the sole basis for making investment decisions. Personalized advice requires an evaluation of your individual financial situation, goals, risk tolerance, and other factors.